Open Your US Bank Account
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Simple, Trusted, Compliant
Set up a reliable U.S. business bank account
WHAT
What is a US Business Bank Account?
A US business bank account allows companies—especially LLCs and Corporations—to receive payments, make purchases, and manage finances in USD.
It separates personal and business transactions, builds trust, and is often required by payment processors.
Key Benefits:
Receive and send money in USD
Maintain a professional business image
Easier tax reporting and accounting
Required for Stripe, PayPal, and marketplaces
WHO
Who Needs a US Bank Account?
Any entrepreneur operating a business that interacts with the US market can benefit from having a US bank account—even as a non-resident.
Ideal For:
Foreign founders selling to US customers
E-commerce businesses using platforms like Amazon
Freelancers working with US clients
Startups raising capital from US investors
Our Trusted Banking Partners
Mercury is a US-based digital banking platform built for startups and online businesses. It offers FDIC-insured checking and savings accounts with no monthly fees. You can apply fully online, making it ideal for non-resident entrepreneurs.
No minimum deposit
Virtual and physical debit cards
Integrates with Stripe, PayPal, QuickBooks
Ideal for US LLCs and startups
Wise offers a business account with multi-currency support, including a US dollar balance and US bank details (ACH & wire). While not a traditional US bank, it allows businesses to receive and hold USD, pay suppliers, and convert currencies at real exchange rates.
Access US account details
Send & receive money globally
Low-cost currency conversion
Great for international founders
Payoneer provides a global payment platform that includes virtual US bank account details for receiving payments from U.S. clients or marketplaces like Amazon, Upwork, and more. It’s especially popular among freelancers and global service providers.
Receive USD payments via US account
Withdraw to your local bank
Works well with e-commerce and platforms
No U.S. presence required
How to Open US Bank Account with IncState
IncState handles the entire process so you can focus on growing your business.
Sign up through our links by clicking the buttons to get extra benefits from our partner banks.
Frequently Asked Questions
Why should I sign up through your links?
Signing up through our links ensures you receive exclusive benefits and bonuses offered by our partner banks. It also helps support our service so we can continue to assist you with reliable business solutions.